📜 Terms of Use

1. Eligibility Updated

• You must be 18 or older to use our services. We do not offer services to minors.
• You agree to provide accurate, current, and complete information during registration.
• By using our services, you confirm compliance with all applicable laws and regulations, including WhatsApp and TCPA consent requirements.

⚖️ COPPA/state privacy: we recommend retaining the 18+ restriction. Update Privacy §10 to match.

2. What LifeHustleAI Provides

After creating your account, you get access to:

• 🏠 7 Life Stability Categories: Financial, Housing, Health, Employment, Legal, Food & Basic Needs, Education
• 🔍 Program scanning — we search our continuously updated database of federal, state, and local programs. Updated [date].
• ✅ AI eligibility validation — we check programs against your income, location, and household
• 🤝 Reviewed organizations — including nonprofits and community groups, matched to your area
• 📄 Application templates — step-by-step guidance for programs you may qualify for
• 📊 Personalized dashboard — all your matches in one place

This is not financial, legal, or medical advice. Always verify critical information with official sources.

3. User Responsibilities

You agree NOT to:

• Use the service for unlawful, harmful, or deceptive purposes
• Misrepresent your identity, location, income, or household information
• Copy, scrape, redistribute, or commercially exploit AI outputs without written permission
• Attempt to circumvent subscription trials, payment systems, or rate limits
• Interfere with service operations, APIs, servers, or security systems

4. Restricted & Prohibited Use

You may not input, request, or generate content that includes or promotes:

• Adult / Sexual Content: Pornography, nudity, explicit acts, escort or fetish material
• Violence / Weapons: Murder, assault, terrorism, weapons creation, threats of harm
• Drugs / Substances: Illegal drugs, controlled substances, unapproved medication sales
• Self-Harm / Suicide: Content depicting or promoting self-harm or suicide
• Hate / Discrimination: Racism, hate speech, extremist content, attacks on any group
• Scams / Fraud: Hacking, phishing, fake IDs, money laundering, credit card fraud
• Child Exploitation: Any material involving minors or child endangerment

5. Intellectual Property

• AI software, algorithms, branding, and platform infrastructure are proprietary property of Skyline Digitech LLC.
• Users receive a limited, non-transferable, revocable license to use generated blueprints for personal use only.
• Program information is compiled from public sources; our value is in curation, personalization, and eligibility validation.
• Strictly prohibited: Reselling, redistributing, scraping, or training external AI models using LifeHustle outputs.

6. Subscriptions & Payments Updated

• $1 sign-up fee provides a 5-day trial with access to all 7 categories.
• During trial: 3 blueprints total — each blueprint is a personalized report for one life category.
• After trial, subscriptions auto-renew at $34.99/month (introductory price) unless canceled before midnight (your local time) on Day 5.
• Premium subscription: 5 blueprints per day — generate new reports across different categories daily.
• Reminders sent via WhatsApp on Day 2, Day 4, and 1 hour before renewal.
• Cancel anytime from your dashboard (one click) or by replying "STOP" on WhatsApp.
• Billing occurs in advance. Plan changes apply to the next billing cycle.
• You must maintain a valid payment method for continued access.

6.5 Blueprint Quotas & Usage Updated

A blueprint is a personalized report showing programs you may qualify for, application templates, and next steps for one specific life category (Financial, Housing, Health, etc.).

Quota reset: The trial quota does not reset — it's a total of 3 for the entire 5-day period. Premium quotas reset daily at local midnight (your local time). Unused blueprints do not roll over to the next day.

You can view previously generated blueprints anytime without consuming additional quota.

7. Refunds Updated

Refunds are governed by our Refund Policy. Key highlights:

• 2-hour change-of-mind window: Available if you haven't accessed any program matches or used any blueprints.
• 24-hour window: For verified technical failures preventing blueprint generation.
• No refunds for subscription renewals after the new month has begun (though you can cancel to stop future charges).

8. Privacy

See our Privacy Policy for details on data collection, GDPR/CCPA compliance, and your rights.

9. WhatsApp Communication Updated

WhatsApp Communications

By providing your WhatsApp number and checking the consent box on our demo page, you agree to receive WhatsApp messages from LifeHustleAI about your assistance search:

• Your 2 free program recommendations
• Up to 3 follow-up messages about the trial and your account
• After the trial, up to 2 messages per month

You can reply STOP at any time to opt out. Message and data rates may apply.

Consent is not a condition of purchase. You may use our services without providing a WhatsApp number.

Additional terms for our WhatsApp program:

• By providing your phone number and checking the consent box, you consent to automated and human communication via WhatsApp.
• We use WhatsApp for: your 2 free program recommendations, up to 3 follow-up messages about your trial and account, and after the trial, up to 2 messages per month.
• Reply "STOP" to opt out. Opting out of WhatsApp messages does not affect your account or your ability to use our services.
• Message frequency: Typically 2–5 messages during your 5-day trial, then 1–2 per month after.
• Standard messaging rates apply per your carrier plan. Message and data rates may apply.
• Consent is not a condition of purchase. You may use our services without providing a WhatsApp number.
• We comply with WhatsApp Business Policy and TCPA regulations.

10. Disclaimers & No SLA

• All AI outputs are informational only — not professional financial, legal, or medical advice.
• We do not guarantee continuous uptime, 100% accuracy, or uninterrupted access.
• Users should independently verify critical information with official program administrators.
• Program availability and eligibility criteria change; we update our database regularly and show the last-updated date but cannot guarantee real-world outcomes.

11. Liability Limitations

• Our total liability is limited to the subscription fees you paid in the 3 months prior to a claim.
• We are not liable for indirect, incidental, or consequential damages.
• We are not responsible for outages or issues caused by third-party platforms (WhatsApp, payment processors, etc.).

12. Termination

• Violations of these Terms, moderation bypass, or illegal activity may result in immediate suspension or termination.
• No refunds for termination due to user misconduct.
• Terminated accounts lose access to stored blueprints and data.

13. Service Changes

• Features, pricing, or AI tools may change. Major updates will be notified 30 days in advance via email or dashboard.
• We reserve the right to modify or limit access to ensure compliance and platform integrity.

14. Arbitration & Class Action Waiver

• All disputes resolved via binding arbitration under American Arbitration Association (AAA) rules.
• Arbitration location: Sheridan County, Wyoming.
• You waive rights to jury trials, class actions, and class arbitrations.
• Each party bears its own arbitration fees and costs.
• Claims must be filed within 1 year of the incident.

⚖️ ATTORNEY: Review Sheridan County venue for nationwide consumers, "each party bears its own fees," and 1-year claim limit under AAA consumer rules and state unconscionability standards.

15. Organization Review Process Updated

We review organizations using a multi-factor reliability scoring system:

• Transparency: Public reporting, financial documents, active status where applicable
• Track record: Years in operation, user feedback
• Review: Cross-referenced with public databases and state registries where applicable

Organizations with scores above 70 are included. Scores are displayed for transparency (e.g., "85/100"). This review is informational and does not constitute an endorsement. We encourage users to perform their own due diligence.

Some listed organizations are unregistered community groups. They are reviewed on the factors that apply to them.

16. AI Transparency & Data Retention

• All program matches and eligibility assessments are AI-generated based on public data and your profile.
• Our AI validates eligibility by comparing your income, location, and household against program requirements.
• User inputs, generated matches, blueprint usage quotas, and interaction data retained for 90 days for compliance, fraud prevention, and service improvement.
• Blueprint quota tracking data (used/remaining blueprints) is stored to enforce your plan limits.
• After 90 days, personal data is anonymized or deleted unless legal retention is required.
• Aggregated, non-identifiable data may be used indefinitely for our own service improvement.
• WhatsApp communications stored for 2 years for compliance and service continuity.

17. User-Generated Content

• By submitting testimonials, screenshots, or feedback, you grant permission for use in marketing and product showcases.
• You may revoke consent or request deletion anytime via support@lifehustleai.com.

18. Contact

Skyline Digitech LLC

30 N Gould St Ste R, Sheridan, WY 82801

Email: support@lifehustleai.com

WhatsApp: +1 (716) 306-1529